Prime 38-acre development opportunity in Youngstown, Northern Bay County, where growth is rapidly expanding north. This property consists of 17 parcels at 2.5 acres each and one 1.25-acre parcel, all surveyed with individual parcel IDs and legal descriptions. Located near Campflowers Road and just off Highway 2301, this property offers Residential 2 zoning, allowing for single-family homes, duplexes, and mobile homes, with the potential for further subdivision. Conveniently situated less than 15 minutes to Publix and under 5 miles to stores and restaurants, it is also near a city park, adding to its appeal. The land is classified as wetland, and buyers must contact the state department regarding their development plans. Owner financing available with $15,000 down, 8% interest, amortized over 10 years with a 3-year balloon. Don't miss this incredible investment opportunity in Bay County's fast-growing market!