Priced Below Appraised Value - Welcome to this one-of-a-kind Fruit Cove retreat, ideally located in highly desirable Northwest St. Johns County and zoned for top-rated A-rated schools. Nestled in a private setting just one lot off the scenic St. Johns River, this exceptional property offers the perfect combination of location, comfort, & freedom--with no HOA or CDD fees. Built with full concrete block construction, this well-maintained home provides peace of mind with a newer roof and HVAC system, both just one year old. Outdoor enthusiasts will appreciate being only minutes from Mandarin Park's public boat launch, while enjoying easy access to shopping, dining, parks, and everyday conveniences. Those that have a green thumb this property includes perennials and perennial edible plants throughout the yard, see list of plants under Documents. Inside, you'll find a spacious open-concept layout with a desirable split-bedroom floor plan, recently painted interior, and no carpet throughout The home's distinctive stained and stamped concrete flooring adds character and durability, while the beautifully updated stone fireplace creates a warm focal point in the living space. Elegant double tray ceilings enhance both the formal dining room and family room, adding architectural charm and sophistication. The well-appointed kitchen is designed for entertaining and everyday living, featuring granite countertops, stainless steel appliances, a gas range, abundant counter space, and a built-in wine refrigerator. A separate flex room offers endless possibilities as a game room, media room, home office, or playroom. The oversized owner's suite serves as a private retreat, complete with a spacious bathroom featuring a double-sink vanity, walk-in shower, and relaxing Jacuzzi tub. Step outside to the large, screened patio, perfect for BBQs, outdoor dining, and enjoying the peaceful surroundings year-round. If you're looking for a unique home in an unbeatable location with privacy, quality construction, and easy access to the river lifestyle, this is the property you've been waiting for.