ASSUMABLE 2.99 VA Loan AND No HOA or CDD! Discover this beautifully maintained all-brick home on an expansive 0.48-acre lot in Jacksonville—offering space, privacy, and charm, all for UNDER $300,000! Step onto the welcoming front porch and into a bright, open interior featuring hardwood floors and abundant windows for plenty of natural light. The spacious living room invites you in with large windows and a comfortable, airy layout. The kitchen comes with a breakfast bar, tile backsplash, and newer stainless steel appliances. The primary bedroom includes a walk-in closet and a full en-suite bath. Spacious secondary bedrooms with walk-in closets, plus a versatile bonus room, ideal for a formal living or dining area. Large laundry room complete with built-in cabinets and a sink for added convenience. Step outside to your private oasis - an oversized screened lanai with ceiling fans, sure to become your favorite spot in the home. the fully fenced yard offers peace and privacy, along with plenty of space to build your dream pool, plant a garden, or add a fire pit for cozy nights under the stars. Additional upgrades/features include a well and septic for low utility bills, a 1-year-old HVAC system, durable metal shingled roof, a storage shed and a car port. Conveniently located near I-295 and I-95, with downtown Jacksonville's sports, dining, and entertainment just minutes away! This one has it allspace, charm, updates, and location. Don't miss out!