A rare opportunity to own a slice of The Sedgewood Club lake community! This sprawling property includes a 1928 cottage expanded and updated c. 1987 to 2,337sf, a detached two-car garage with 483sf of finished living space above built in 1992, and 1.38 wooded acres that extend to a private waterfront and dock on China Pond for swimming, floating, and sunning. This year-round home is large enough for a primary family residence with dedicated remote workspace or a rural getaway in all seasons, located less than 90 minutes from midtown Manhattan. Its thoughtful mix of vintage and modern fuses the original Cape Cod house with pine paneling, flooring, and trim; bedrooms under the eaves; and a wood-burning fireplace to airy rooms with vaulted ceilings, skylights, modern fixtures, and stainless-steel appliances. There are custom, energy-efficient windows throughout the home. For four-season enjoyment the large family room is surrounded by screened windows, has a wood stove, a dedicated HVAC unit, and French doors that open to a large deck for social gathering and outdoor dining. The partial basement and attached garage are combined for utilities and laundry. The detached garage is topped by three whatever-you-want-them-to-be rooms that feel like a treehouse with custom built-ins and dedicated HVAC. There's a circular driveway and open parking for three or four more cars. The house's systems include oil and propane for cooking (above-ground tanks), forced air and baseboard heat, well water, updated electrical, a generator, and septic. The home's Sedgewood Club certificate (a $50K value) transfers with the property and entitles owners to purchase annual membership in the community's beach, tennis, and nine-hole golf amenities. Homeowners choose optional membership: Full = Lake, tennis, and golf course, $5500/yr; Partial = Lake house and tennis courts, $2,500/yr; all property owners pay $1,200/yr for club tax & insurance. Annual $1,800 HOA fee covers triennial septic service, road & grounds maintenance. The property consists of two lots with combined 2025 property taxes = $25,010.97; Basic STAR = $1,147. This secluded-feeling home is just 15 minutes from the Taconic Parkway; 20 minutes from I-84, I-684, and MetroNorth’s Southeast station; and less than ten minutes to the heart of Carmel for local shopping, services, and dinning. Sedgewood Club homes come up for sale infrequently; this one is roomy, move-in ready with the addition of a refrigerator, and ready for a next-generation update to customize the home for new needs and tastes. Come for the opportunity and fall in love with the inherent comfort of this home and unique lifestyle of a Sedgewood Club homeowner.