No HOA on a half acre + 100% financing available with USDA eligibility! House and fenced in backyard sit on one side and a wide-open space next to the house is ready for anything your heart desires. Premium upgrades and renovations have thoughtfully been completed so you can move in and immediately start enjoying all that coastal living has to offer. Bamboo flooring and porcelain tile flow seamlessly throughout the interior while brick, storm doors and a metal roof create a solid, low maintenance exterior. The new stainless-steel appliances, granite countertops and glass backsplash add sparkle to the kitchen while the adjoining dining room makes entertaining a delight. The large laundry room off the two-car garage comes complete with washer, dryer, sink and convenient shelving for storage. Stairs separate the bonus / flex space from the main living area offering a quiet haven away from other family activities and could serve as a 4th bedroom. The spacious primary bedroom with walk-in closet overlooks the private backyard. It's ensuite bathroom includes a double vanity, garden tub and separate shower. The fenced-in outdoor oasis includes a brand new screened in pergola with a ceiling fan to enjoy every season, a dog door with built-in ramp as well as plenty of space for a firepit, garden and entertaining. Live oaks line the property that extends all the way to the corner of Smith Rd and Pelican Ln giving extra space beyond the house and backyard. Several boat ramps, docks or marinas are nearby, along with schools, the Darien waterfront and I-95 for quick access to Brunswick, Savannah and Jacksonville. NO FLOOD ZONE. You can live, work and play all from one place!