No HOA on a half acre + 100% financing available with USDA eligibility! House and fenced yard sit on one half and other half of the property is wide-open space. Premium upgrades and renovations include bamboo flooring and porcelain tile throughout the interior, new stainless-steel appliances, granite countertops and glass backsplash. The large laundry room off the two-car garage includes a washer, dryer, sink and convenient shelving. Stairs separate the bonus / flex space from the main living area and could serve as a 4th bedroom. The spacious primary bedroom with walk-in closet and ensuite bathroom overlooks the private backyard with a new fence, new screened in pergola and plenty of space for a firepit, garden and entertaining. With no HOA and a half acre, the options for outdoor enjoyment are endless. Boat ramps, docks and marinas are nearby, along with schools, the Darien waterfront and I-95 for quick access to Brunswick, Savannah and Jacksonville. NO FLOOD ZONE.