**Assumable VA loan - rate 2.75%** Welcome to your dream home in the exclusive gated community of Black River! This stunning all-brick residence offers the perfect blend of luxury and comfort, featuring five spacious bedrooms and three full bathrooms in the main house. Enjoy the added bonus of a versatile space that can be used as a home office, gym, or entertainment area, as well as a private balcony where you can unwind and take in the serene surroundings. In the kitchen you'll find custom cabinets w/granite counter tops, stainless appliances & a pot filler. Enjoy your coffee from the massive porches - over 1,100 sq ft and the second story balcony while taking in breathtaking views of the South Georgia pine trees & indigenous wildlife. The outdoor living space is a true oasis, complete with a recently installed pool that's perfect for relaxing or hosting summer gatherings. The air-conditioned garage offers ample storage and workspace, with the added bonus of a guest suite and full bathroom above, ideal for visitors or as a private retreat. As a resident of the Black River community, you'll enjoy river access, a secure gated environment, and plenty of open space for outdoor activities. Property owners have access to the St Marys River via the community boat ramp and are able to use the floating dock. Owners also can enjoy Lake Deborah within the community. Close to Kings Bay Naval Base and I-95! This home offers everything you need for an exceptional lifestyle-don't miss the opportunity to make it yours!