Welcome home to this charming property, offering the rare combination of four bedrooms and a smart, functional layout, perfect for first-time home buyers looking to grow. A covered front porch paired with a front-facing garage for everyday convenience. Inside, the living room is filled with natural light centered by a cozy gas fireplace, creating a comfortable space to unwind. The eat-in kitchen features granite countertops, a subway-tile backsplash, stainless steel appliances, including a gas cooktop (no electricity required), a pantry, and direct access to a spacious deck and a fully fenced backyard, ideal for pets, play, or weekend grilling. Upstairs, the primary suite includes an en suite bath and a walk-in closet, along with two additional bedrooms and a hall bath. A fourth bedroom downstairs adds perfectly as a home office, guest room, or bonus space. Convenient to dining, entertainment, shopping, and the waterfront. $2500 Lender Incentive. HOA includes: trash pickup, water bill, front-yard landscaping, mowing, pool & clubhouse.