Exceptional opportunity for first-time homebuyers to own in the Bay Area! This charming primary home features a legal Accessory Dwelling Unit (ADU), offering a comfortable main residence with an incredibly affordable net mortgage payment thanks to the built-in rental income potential. Located in a beautiful, highly desirable neighborhood, you are just a 5-minute walk to Rodeo Beach—perfect for anyone who loves coastal living and a strong sense of community. Live in the main house and let the legal ADU pay a portion of your mortgage, or manage both as a high-yield investment. Don't miss this rare chance to plant roots in a competitive market, enjoy beachside living, and build equity from day one!