Escape into nature in the sought-after Shelter Lagoon community, surrounded by the tranquil waters, flourishing vegetation and abundant wildlife of Neary Lagoon! Explore its floating docks while enjoying the diversity of this urban wetland. Conveniently located within walking distance of beaches, surfing, Beach Boardwalk, playgrounds, downtown & West Cliff paths. UCSC and commuter access just minutes away. This home is tucked away in a quiet corner of Shelter Lagoon. A reverse floor plan maximizes the bright, open feel of the home and showcases a loft accessed by a spiral staircase perfect for work or study! The upper level includes a dining area with breakfast bar and 1/2 bath. The updated kitchen has newly installed quartz countertops and stainless steel sink. Step onto a private balcony for a view of colorful foliage. Downstairs, the primary bedroom leads to a serene patio with a gate opening to the lush grounds. Lower level includes 2nd bedroom, full bath & laundry area. Water heater, furnace, fridge & dishwasher recently upgraded. Covered carport has additional storage. This complex has a resort-like pool, tennis/pickleball courts, EV charging and meticulously maintained grounds, setting the stage for quiet yet convenient living.