NO HOA! Introducing this beautiful 2-story home with 3 bedrooms and 2.5 bathrooms. Step into the welcoming foyer, leading to a formal living room with stunning coffered ceilings. The open-concept dining area connects to a stylish kitchen, offering views into the warm and inviting family room. Upstairs, an open flex space awaits, perfect for a home office. The upper level also features three bedrooms and two full bathrooms, including the spacious primary ensuite, which boasts tray ceilings, a walk-in closet, double vanity, and a luxurious bath with a separate tub and shower. The home is complete with a fantastic, flat backyard, ideal for outdoor enjoyment. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.