Price Reduction—Plus! The seller is offering to pay off the financed solar panels at closing (approximately a $20,000 value). Alternatively, if the buyer is willing to assume the solar panel payments, the seller will reduce the purchase price by an additional $20,000. Tucked within the highly sought-after St. Augustine South community, 115 Segovia Rd offers the rare combination of privacy, character, and convenience—without the restrictions of an HOA. This charming 3-bedroom, 2-bath home sits on a generously sized lot framed by mature trees, creating a sense of home from the moment you arrive. An extended driveway provides exceptional parking capacity for trailers or recreational equipment, while the private fenced backyard offers a peaceful natural backdrop. Inside, the home feels bright and welcoming, with high vaulted ceilings, skylights, and an open layout that fills the main living and dining areas with abundant natural light. A stone fireplace anchors the living room with warmth