A rare opportunity to own a spacious three-family property in the heart of Jersey City Heights, just one block from vibrant Central Avenue. Built in the early 1900s and full of character, this income-producing property offers three separate residential units, high ceilings, abundant natural light, individual tenant storage areas, and flexible layouts ideal for both investors and owner-occupants. The property features three separate hot water heaters, four electrical panels including the house meter, Bilco door access to the backyard, and potential for a future laundry setup, including the possibility of in-unit stacked washer/dryer installations with proper plumbing and electrical modifications. Additional highlights include a front parking space, inviting front porch, and a fully fenced backyard with both grassy and patio areas perfect for outdoor enjoyment or entertaining. All three units are currently tenant occupied. Conveniently located near Central Avenue shopping, restaurants, grocery stores, cafes, and public transportation with direct bus access to New York City. Tenants pay gas and electric, offering strong investment potential and operational efficiency. Whether expanding your portfolio, living in one unit while collecting rental income, or securing a long-term investment, 120 Hutton Street offers exceptional opportunity, location, and versatility.