Exceptional custom home just steps from the Fox River and downtown St. Charles! This beautifully maintained 5 bedroom, 3.5 bath residence offers timeless finishes, thoughtful updates, and an unbeatable location. Built in 2004, the home has been meticulously cared for and is truly move in ready. The kitchen is both sophisticated and functional, featuring rich cherry cabinetry, granite countertops, stainless steel appliances including Bertazzoni and KitchenAid, and a generous walk in pantry. Updated light fixtures throughout add a fresh, modern feel, while detailed woodwork and custom trim elevate the main level and the spacious living area provides the perfect setting for relaxing or entertaining. The formal dining room features an elegant tray ceiling and ample space for gatherings. Upstairs you will find four spacious bedrooms with impressive walk in closets, two full baths, and tall vaulted ceilings that create a grand, open feel throughout the upper level, along with brand new carpet (11/2025) that enhances comfort and completes the space. The finished English basement offers incredible versatility with built in bookcases, a fifth bedroom or private office option, a full bath, and abundant storage space, ideal for guests, recreation, or working from home. Enjoy the fully usable backyard with fire pit, storage shed, gardening space, and a back stone patio refinished in 2025. The oversized, heated, attached two car garage adds year round convenience. Recent improvements include professionally cleaned air ducts (2024), a Schlage smart WiFi keypad front door lock, a GE smart WiFi washer and dryer, a reverse-osmosis water filtration system, a NEW 2024 natural gas grill that stays with the home, and new front landscaping (2025) with all front plants guaranteed through June 2026. All of this within walking distance to downtown St. Charles with restaurants, nightlife, river walks, parks, concerts, and seasonal events right outside your door. A thoughtfully updated, impeccably clean home in a premier location ready for its next chapter.