Walk out Ranch with over 3550 sq. ft finished located at 123 Cottage Lane on Lake Ponderosa, Montezuma Iowa. Enjoy lake life at its finest in this turn key beautiful lakefront walkout ranch located just 8 houses to Diamond Trail. Enjoy awesome sunsets as the house faces west on the main channel of east lake. The upper level was totally renovated in 2018/2019 including new appliances. There are 2 bedrooms up, one which is the master suite. Two full baths on the upper level and 1/2 bath off the kitchen. You will love the master suite bathroom that offers a walk in tiled glassed in shower. Original lower level was just a 4' crawl space. A contractor dug it out and built a beautiful finished walkout basement which includes 2 large bedrooms, a large full bath with a large walk in tiled shower. A very cool wet bar, living/TV area and a large laundry/utility room with lots of storage space doubled the square footage of the house. New furnace/air conditioner/water heater in 2018. The exterior was re-sided in 2019. Wood deck was replaced with maintenance free composite decking and Westbury railing with Verti-Cable for better views of the lake. Walkout concrete patio includes a waterproof ceiling. New 2 car garage door and opener. Enjoy the new 70 foot aluminum Floe dock installed in 2017, which includes a new Floe boat life and Shore Station lift. You will have 440 acres of lake, great for fishing, boating, skiing and jet skiing.