Where historic charm meets modern comfort-with duplex potential in the heart of Santa Cruz. Step into this beautifully updated 1898 home, where vintage character blends w/ modern convenience. Zoned multi-family, it offers flexible living-enjoy it as one spacious home or create an income unit or duplex.The remodeled kitchen combines style & function with quartz countertops, stainless appliances & a standout butlers pantry with sink, prep space and extra storage-perfect for entertaining or your morning coffee ritual.Youll find new wood floors, updated plumbing & wiring, fresh interior & exterior paint & a fully remodeled downstairs bath. Laundry area includes a new LG washer & dryer, while upstairs features 2 sunny bedrooms, a bright bonus room-ideal for an office or creative space. Outside, enjoy drought-tolerant landscaping, new fencing, a partial new roof & a new driveway w/ added storage. The corner-lot location offers easy access to downtown, the Wharf, West Cliff Dr & Kaiser Permanente Arena-plus proximity to exciting new riverfront & housing projects. With 3 bedrooms, 2 baths & potential for separate meters & addresses, this property offers lifestyle flexibility & investment upside. Thoughtful upgrades, including a new tankless water heater, make it completely move-in ready.