Rare opportunity! This beautifully maintained single-story home offers the freedom of NO CITY TAXES and NO HOA. Inside, you’ll love the beautiful kitchen, desirable split-bedroom floor plan designed for both comfort and privacy, and a cozy living room featuring a shiplap-clad electric fireplace that adds to the charm of the home. The attached two-car garage is fully insulated and temperature-controlled, making it perfect for year-round use beyond just parking. Relax outside on a spacious back deck overlooking a large, flat, fully fenced backyard with fire pit area, playset, and spacious shed. Just minutes from the charm of downtown Belmont, Daniel Stowe Conservancy, South Point Access, and convenient access into South Carolina — this home delivers location, lifestyle, and flexibility all in one.