USDA eligible for QUALIFIED BUYERS, which means NO DOWN PAYMENT required!! Welcome home to this charming 3-bedroom, 2-bath residence located in a highly desirable neighborhood offering a split floor plan, comfort, convenience, and community amenities. This well-maintained home features a living room with a cozy fireplace, perfect for relaxing evenings, along with a 2-car garage for added storage and convenience. Enjoy year-round outdoor living in the screened and enclosed back porch overlooking the backyard. Inside, you'll find some new flooring, updated kitchen countertops, and stainless steel appliances that give the kitchen a fresh, modern feel. The roof is only appx 5 yrs old! The neighborhood offers fantastic amenities including a community pool (very short walking distance away) and playground, and the home is conveniently located within walking distance to schools and shopping. Public water and sewer add to the ease of maintenance and everyday living. This home combines location, updates, and community features - making it a wonderful place to call home! Perfect for a first time home buyer or a perfect rental for an investor. Call to set your appointment today!