Seller Finance Available with 25% down payment. At 8% for 20-30 years with 10 year balloon. Rare DUPLEX investment or multi-generational opportunity in Hayesville's highly desirable Chatuge Village. This versatile duplex features two independent units, each offering 2 bedrooms, 1 bathroom, a functional kitchen with no appliances, finished Den/Sunroom with good views in both units, and a comfortable living room. Mini Split Heat Pumps are in place. Area for stack washer & Dryer available. Both porches can have year around lake views with room for outdoor cooking. It is the perfect setup for an income-producing rental, a mother-in-law suite, or a live-in property to offset your mortgage. The home features a durable metal roof and sits in a quiet, established neighborhood with community lake access. Take in the mountain vistas from the spacious decks--or trim a few branches to open up spectacular, year-round wide views of Lake Chatuge. An unfinished basement provides massive potential for storage, a workshop, or future finished square footage. Priced right to allow for the cosmetic updates and TLC needed to maximize its value, this property balances a prime location with endless upside. Enjoy being just minutes from downtown Hayesville's shopping, dining, public boat ramps, and hiking trails. Schedule your tour today and bring your vision!