ZONED R3E + HUGE WORKSHOP GARAGE + NO HOA! Unique opportunity on a corner lot just minutes from Downtown Loveland, parks, trails, restaurants & quick I-25 access. This versatile property offers live/work, multigenerational or future income potential with alley access & multiple outdoor spaces. Major improvements are already complete including a NEW roof, NEW gutters & downspouts, FRESH interior paint, REFINISHED hardwood floors, NEW carpet, NEW baseboards & NEW automatic garage door opener. Inside, the flexible layout features multiple living areas including a living room, sunny family room, office & an upper-level loft/flex space ideal for working from home, hobbies or guests. Upstairs, the private primary retreat offers a walk-in closet, a private balcony with southwest views, a 5-piece primary bathroom with a soaking tub & new rain showerhead, a spacious loft-style sitting area-creating a peaceful place to unwind. The attached oversized workshop garage is a rare find with over 1,200 sq ft, tall ceilings, extensive shelving, bright lighting, oversized door & a dedicated bathroom with shower, utility sink & tankless water heater-ideal for car enthusiasts, contractors, hobbyists or home-based business needs. The long driveway, alley access & additional yard space provide excellent room for extra vehicles, trailers, RV or boat storage-perfect for embracing the Colorado lifestyle-plus an outdoor shed for even more storage. A newly enclosed mudroom seamlessly connects the home, garage & outdoor spaces with dual yard access & dog doors for an easy dog-run setup. A fully fenced private courtyard is accessible directly from the kitchen area-perfect for outdoor dining, BBQs, gardening or relaxing. With R3E zoning, alley access & a large lot, this property offers space, versatility & convenience in one of Loveland's most accessible locations. Enjoy the freedom of no HOA and the flexibility to truly make this property your own.