One or more photo(s) has been virtually staged. Beautiful 2004 WATERFRONT townhome in Cumberland Trace Townhomes in Largo. NO FLOOD INSURANCE REQUIRED! The seller says there were no issues during Hurricane Helene or Milton! In addition to the two large bedrooms upstairs, this unit features a loft that could be used as a nursery, office, or guest bedroom. HOA is only $175 per month, and it covers your roof! The floorplan is open and efficient, with no wasted space. Large peninsula counter in the kitchen with seating for at least three. Unobstructed water view from the kitchen, dining room, living room, primary bedroom, and bathroom. This is an END unit, so there are extra windows and extra privacy. You'll love the rear patio for your grill. The primary bedroom is BIG with accent wall, vaulted ceilings, plant shelves, and a vast pass-thru walk-in closet leading to the spacious primary bath. The garden tub is BIG! Double sinks, walk-in shower, and plenty of lighting, including a large window. The indoor laundry closet is on the 2nd floor, near the bedrooms, and includes a stackable washer/dryer combo. 1-car attached garage. It has a gorgeous community swimming pool with a covered pavilion. You'll love the duck and turtle-filled pond in your backyard. Only a handful of units in the subdivision are end units and waterfront, so this is a PREMIUM lot. Cumberland Trace is ideally situated near great schools, shopping, dining, and entertainment. Check out the pictures!