Whether you’re looking for a furnished island getaway, an investment opportunity, or a place to call home, this 3 bedroom, 2 bath bungalow offers flexibility, concrete block construction, and a location just minutes from the ocean and historic downtown Fernandina Beach. Being sold furnished, it is move-in ready and ideal as a primary residence, second home, vacation getaway, or investment property. Vinyl plank flooring runs throughout, providing durability and easy maintenance. The efficient floor plan maximizes living space while offering comfortable everyday functionality. Outside, you’ll find multiple fruit trees, a large storage shed, and a fully fenced backyard with plenty of room for pets, entertaining, or additional outdoor enjoyment. Two separate driveways offer abundant off-street parking for residents, guests, boats, or recreational vehicles. Eligible for short-term rentals, this property provides flexibility for personal enjoyment and income-producing potential. Located approximately five minutes from the ocean and just two minutes from historic downtown Fernandina Beach, you’ll enjoy convenient access to restaurants, shopping, entertainment, and local attractions. Furnished island properties with no HOA and this level of versatility are becoming increasingly difficult to find. Schedule your private showing today.