A quiet escape with million-dollar views. Situated on an expansive lot of over a quarter-acre, this three-bedroom, two-bathroom home is nestled within the sought-after shores of Sugarloaf Key--tucked away from the highway and just steps from scenic walking and bike paths. The interiors offer a crisp, modern take on coastal comfort, sold fully furnished with a curated collection of new decor and linens. The heart of the home is a chef's kitchen anchored by professional-grade THOR appliances. Built for lasting resilience, the exterior boasts high-durability siding and a metal roof, complemented by impact-rated windows and doors throughout for total peace of mind. An expansive wrap-around porch with low-maintenance composite decking encircles the home, providing the perfect vantage point to enjoy constant island breezes and panoramic open-water views. Secured by a fenced perimeter and private gated entrance, the grounds serve as a premier nautical enclave. A concrete dock and a rare, on-site boat ramp offer effortless access to world-class fishing and the Keys' signature turquoise waters. Functional details include covered parking and a generous downstairs storage area for dive gear and island essentials. This is the ultimate waterfront retreat--combining the polish of new construction with exceptional privacy, without the wait.