No Metro Tax. Low HOA Fee. Dog-Friendly Fenced Yards. Incredible value just one mile from vibrant downtown Loveland! These eight 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers, with access to two potential down payment assistance options that may help reduce upfront costs. Eligible buyers may qualify for Colorado Roots assistance up to 10% of the purchase price, max $50,000, or the NoCo Foundation equity-share program offering assistance up to 15% of the purchase price, with no required monthly principal and interest payments on the assistance loan. Program eligibility; high income limits (120% AMI), must be owner occupant, and a homebuyer education class. Inside, this home features stylish, high-quality finishes including honed black granite countertops throughout, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout designed for everyday living. The upper level includes three bedrooms, two full bathrooms, and convenient upstairs laundry, while the main level offers an open living area, half bath, and attached 1-car garage. Built with efficiency in mind, these all-electric homes help keep monthly costs manageable, with the option to add a PV solar system for even greater long-term savings. Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, and community amenities. Owner-occupants only; not available to investors.