No Metro Tax. Low HOA Fee. Private Dog-Friendly Fenced Yard. A rare opportunity for qualified owner-occupant buyers just one mile from downtown Loveland! This 3-bedroom, 2.5-bath townhome blends affordability, style, and low-maintenance living in a convenient central location close to restaurants, breweries, shops, parks, trails, and everyday amenities.The main level offers an open-concept living, dining, and kitchen layout with a half bath and attached 1-car garage, creating an easy flow for daily living and entertaining. Upstairs features three bedrooms, two full bathrooms, and convenient upper-level laundry. Quality interior finishes include white quartz kitchen countertops, tile backsplash, luxury vinyl plank flooring, and a clean modern design. Qualified buyers may also have access to two down payment assistance options to help make ownership more attainable. Colorado Roots may provide up to 10% of the purchase price, with a maximum loan amount of $50,000, for down payment, closing costs, and prepaid items. The NoCo Foundation Equity Share program may provide assistance up to 15% of the purchase price and does not require monthly principal and interest payments on the assistance loan. Program eligibility: must be owner occupant, income limits are high (120% AMI), and homebuyer education class apply. Built as an efficient all-electric home, this property is designed to help keep monthly costs manageable, with the option to add a PV solar system for additional long-term energy savings. Owner-occupants only; not available to investors.