Beautifully reimagined 4BR/2BA + office in sought-after Pablo Bay, renovated top to bottom including a brand-new 2026 roof, newer HVAC, and double-hung vinyl windows. The heart of the home is a stunning kitchen anchored by a waterfall peninsula in Taj Mahal quartz with bar-top seating, new stainless Frigidaire Gallery Series appliances, and new luxury vinyl plank flooring flows throughout. A smart split floor plan places the primary suite plus a second bedroom on one side, with two more bedrooms, the office, and second bath privately opposite. The spa-like primary offers a garden tub, floor-to-ceiling tiled shower, his-and-hers vanities, and dual walk-in closets. A light-filled sunroom opens to an oversized screened patio with waterfront views, while mature trees and updated landscaping frame a yard with room for a pool. Large two-car garage. Enjoy the community pool, sport courts, and walking trail, minutes from Mayo Clinic, St. Johns Town Center, and the beaches.