NEW ROOF, NEW HVAC and NO FLOOD INSURANCE REQUIRED! Location, charm and Florida living await in this well-maintained Arthur Rutenberg ranch-style home located in unincorporated Seminole, just minutes from shopping and some of the areas best beaches including Redington and Madeira Beach! Showcasing curb appeal with decorative shutters and a solid wood front door with glass inlay to thoughtful floor plan and unbeatable location, this home is a rare find and is NOT IN A FLOOD ZONE. Featuring 2 spacious bedrooms, 2 full bathrooms and an oversized 2-car garage, the split-bedroom layout has timeless presentation and includes: neutral paint, lanai enclosure, a side-facing garage with wood-like design, decorative shutters, gutters, a paver extension for discreet bin storage and a charming wing wall-all adding to the homes curb appeal and functionality. The central kitchen serves as the heart of the home, featuring original solid wood cabinetry with decorative glass-front inserts, custom pull-outs, updated tile flooring, tile backsplash, water filtration system at sink and has access to the screened lanai through with it own door. The kitchen opens to the family room, which showcases Bruce hardwood flooring, a cozy propane fireplace, and French doors that lead to a spacious screened lanai, perfect for enjoying Floridas beautiful weather year-round. Interior highlights include: wood detailing, fresh interior paint throughout including baseboards, jack and jill bathroom, pocket doors and closet storage. The primary bedroom includes a walk-in closet and a private bath with a tiled shower and porcelain tub, while the secondary bath offers a jack and jill bathroom combo with step in tiled shower, both with ample storage. Classic terrazzo flooring remains in both bedrooms and pocket doors throughout the home add to its thoughtful design and character. The oversized garage includes an impact-rated garage door with wood-look finish, MyQ smart technology, utility sink, washer/dryer hookups, additional storage, and a pedestrian door leading to a paver extension for discreet trash bin storage. Additional highlights include a newly installed 2025 roof (including the flat roof over the lanai), a 2025 Lennox 2.5-ton HVAC system with programmable thermostat, and well-fed irrigation system. Nestled in a well-established neighborhood with no HOA fees and not in a flood zone, this home offers unmatched convenience. Enjoy being close to shopping, Seminole City Center, golf courses, marinas, parks and being zoned for top rated and sought-after Seminole schools. Don't miss your chance to own a charming, move-in-ready home in the heart of Seminole, just a short drive from the Gulf Coasts best beaches!