You must see this split level home on a one acre, level, cul-de-sac lot in the Addison Ridge Community. A quiet established neighborhood in the city of Temple. Close to schools and downtown shops, with a neighbor on one side and woods on the other, it is your private oasis in the city. Can you say, NO HOA! This move in ready home has 3 bedrooms and 2 full baths on the main level with a finished bonus room in the basement. Use this bonus room as a bedroom, living area, workshop, or storage. Laundry room and additional storage is also downstairs. You have a two car drive under garage with room for 4 additional vehicles in the driveway. The kitchen has expanded cabinetry, with a lazy susan, walk in pantry, solid surface countertops, new faucets, and a large farmhouse sink. Both bathrooms have been upgraded with tile flooring and shower walls, cultured marble countertops, and new faucets. The primary has a custom curbless (no step) shower. Addition recent updates include: LVP flooring throughout the main level, new roof in 2019, HVAC in 2020, back deck 2024, and water heater in 2021. All outlets and switches have been replaced to complete the updated look. This home shows as USDA eligible and currently has an assumable USDA loan.