FHA and VA Loan welcome! Assumable VA loan with 3.5 low interest rate might work for Non-Veteran Buyers! Welcome to Richmond Annex neighborhood! This beautifully updated 3-bedroom, 2-bath home offers comfort, convenience and stunning views. From the spacious upstairs primary suite, enjoy breathtaking vistas of San Francisco, the Bay and Golden Gate Bridge. Tastefully remodeled in 2019, the home features new flooring in the living, dining and kitchen areas. The stylish kitchen boasts 2019 cabinetry, countertops, backsplash, stainless steel appliances and updated sink and faucet. Both bathrooms have been fully renovated with newer vanities, tile flooring, shower stall/bathtub, modern fixtures and lighting. Enjoy a smart floor plan with two bedrooms and a full bath on the main level, and a private primary suite with its own full bath upstairs. Additional upgrades include a tankless water heater, newer fresh interior and exterior paint and thoughtful landscaping. The front yard includes a variety of fruit trees, while the low-maintenance backyard features stone hardscaping, more fruit trees and a relaxing gathering space. Conveniently located just minutes from BART, El Cerrito Plaza, I-80, school, shopping, restaurants and close to Berkeley and Emeryville.