4.375% mortgage interest rate is possible to qualified buyers with a seller paid 2-1 buy down, available for a limited time. Or the seller is willing to pay an equal amount towards a buyer's settlement fees. Contact the listing agent for details. This beautifully renovated multi-level home features over 3,000 sqft, and is situated on one of the nicest 1.3 acre lots in the community. It is within walking distance to the community's private waterfront access overlooking the Chesapeake Bay. The main level boasts an enormous, updated kitchen with large island, stainless steel appliances, LVP flooring, recessed lighting and a built-in blue tooth surround system. The main level also features a living room, dining area and has walk-out access to a bonus room/ sunroom. The upper level offers four bedrooms and two full bathrooms. The primary bedroom includes an updated private bathroom with custom tiled shower with dual shower heads, dual vanities and a walk-in closet. The lower level offers a family room with pellet stove and an additional 5th bedroom or office with full bathroom. The garage features heat and AC and will accommodate parking for 2 full size vehicles with a separate bay for a golf cart or motorcycles. An added bonus is the full- size laundry room with built-in cabinets and counter tops. The outdoor space includes a large rear deck overlooking the expansive yard with fire pit and oversized shed with electric. This home also features solar panels that will fully transfer to a new owner with the remaining finance balance paid in full by the sellers. Tower Gardens offers a private boat ramp and beach access.