Welcome to this beautifully updated ranch-style home in the highly sought-after Lake Monticello community! Offering approximately 2,350 square feet of finished living space, this 4-bedroom, 3 full bath home combines comfort, functionality, and modern updates in a serene lake setting. Step inside to discover an updated kitchen featuring granite countertops and a functional layout perfect for everyday living and entertaining. The main level includes a convenient first-floor bedroom with a full bath, while the fully finished basement?complete with brand new carpet?provides additional living space, a full bathroom, and a versatile workshop area. Enjoy outdoor living with a brand-new back deck overlooking the property, along with thoughtful exterior improvements including a retaining wall and drainage system. The home also features a newer HVAC system (2019), a roof replaced in 2013, public water and sewer, and fiber internet availability for modern convenience. Located on a .35-acre lot in a gated community, residents enjoy access to exceptional Lake Monticello amenities including a private lake, beach, marina, golf course, pool, clubhouse, and more. HOA includes road maintenance, snow removal, trash service, and limited yard mainten