New Roof 2024! Have you dreamed of living along the water? Now's your chance! This charming rambler, boasting two bedrooms and two full baths, presents an ideal retreat just a stone's throw away from the Chesapeake Bay. Embrace the two spacious bedrooms conducive to unwinding and unwavering comfort. The open family room invites several diverse seating arrangements and seamlessly integrates with a dining area. The kitchen equipped with up-to-date appliances is just awaiting your culinary cuisine. Set in the gated community of Columbia Beach, you're steps from waterfront living (without that water front price tag!) With the community beach and boat launch nearby, you'll be out on the water all summer long. And don't forget about the fishing and crabbing right in your own neighborhood! Plus, it's an easy walk to Franklin Point State Park. NO HOA! This home qualifies for a 100% financing, no down payment program available.