FINANCING AVAILABLE -- THIS IS NOT A CASH-ONLY SALE. Unlike many homes of this style and age that have been incorrectly marketed as cash-only, 155 Tompkins Road is financeable through select lenders. Don't let outdated assumptions limit your buyer pool -- conventional and specialty financing options exist for qualified buyers.

Set beneath a canopy of ancient live oaks draped in Spanish moss, this 3-bedroom, 4-bathroom home with a dedicated office sits on 2.1 acres with 150 feet of lake frontage in the heart of Pomona Park -- one of Putnam County's most quietly coveted rural communities. With a metal roof overhead and room to breathe in every direction, this is the kind of property that doesn't come up often.

Inside, the layout flows the way a home should. The oversized living room anchors the main living space with carpet, natural light, and plenty of room for the whole family. The dining area steps up with wainscoting, hardwood-look flooring, and a chandelier that sets the tone before you even reach the kitchen. That kitchen means business: white cabinetry, granite-look countertops, and a full suite of stainless LG appliances including a French door refrigerator, range, microwave, and dishwasher.

The primary suite is private and spacious with a walk-in closet and its own en-suite bath. Two additional bedrooms, three more full bathrooms, and a dedicated office -- easily a 4th bedroom -- round out a floor plan that works for families, remote workers, or anyone tired of making compromises.

Step outside and the value keeps building. The backyard is fenced and features an above-ground pool set into a custom wood deck -- a resort-style setup ready for Florida summers. Situated right by the pool is a fully equipped separate building housing the laundry and fourth bathroom, complete with electric, water, and air conditioning. This flex space could easily function as a private office, guest suite, or additional bedroom -- making this a potential 5-bedroom property depending on your needs. Multiple sheds on the property provide an abundance of storage, keeping everything organized and out of the way. The covered carport and front porch with rocking-chair space round out the outdoor package.

Two wells and two septic systems give this property a level of infrastructure independence that's rare and genuinely valuable -- no water bills, no shared utilities, built to handle whatever you need.

And then there's the waterfront. One hundred and fifty feet of lake frontage on 2.1 acres of land -- fish from your own shoreline, launch a kayak before coffee, or simply watch the sun set over the water from your own property. Pomona Park sits squarely in Florida's outdoor paradise -- the St. Johns River corridor. Dunns Creek State Park, 6,200 acres of hiking, kayaking, and pristine wilderness, is right in your own community. You're 8 miles to Crescent City, 16 miles to Palatka, under an hour to Gainesville, and 75 miles to Jacksonville.