Welcome to 160 Charter Oak Street-an ideal move-in ready two-family home perfect for owner-occupants or investors! Each unit offers separate gas heat and electric, with beautiful hardwood floors throughout. Both apartments include a stove, refrigerator, and dishwasher, making them completely functional and ready to go. Recent upgrades include new flooring in the second-floor unit, an updated kitchen floor with a small pantry on the first floor, a new hot water heater (installed in September 2024 for the second floor), and a full electrical upgrade to 200amp service completed in 2020. Laundry access is in the basement. This property also features an oversized two-car garage and ample off-street parking, plus a fully fenced-in yard-great for privacy, pets, or play. Situated in a prime location close to Charter Oak Park and the Greenway right in the rear yard, this home offers both convenience and recreation. Whether you're looking to live in one unit and rent out the other or add a solid property to your portfolio, this Manchester gem checks all the boxes!