Looking for the perfect starter home or downsizing home? This is it! This cozy one-level cottage has three bedrooms and two baths, with hardwood floors, carpet in the bedrooms, and tile flooring in the bathrooms. The primary bath is en-suite. Updated in the last 10 years with white cabinets and granite countertops in the kitchen and baths, bedroom carpet, hardwood floors, HVAC/ductwork, and roof... as well as new stove and water heater less than five years ago (and still under warranty), it is ready for new owners. The level, fenced backyard has enough space for the playset and shed (which convey with the property), and room left over for a garden and your dog to run around. Ring doorbell also conveys with the property, and Achosa home warranty can transfer as well. Seriously, this one is like Mary Poppins -- practically perfect in every way! But wait there's more! This property also qualifies for 100% financing with no PMI -- ask me for details! OR -- assume this home at 3.25% and save thousands annually!