PRICE IMPROVEMENT! Welcome to this charming 3-bedroom, 2-bath home located just minutes from downtown St. Cloud with NO HOA! Step inside to an inviting open floor plan, filled with natural light from large windows and sliding glass doors that lead to the backyard. The kitchen shines with stainless steel appliances, plenty of counter space, and light cabinetry, plus a cozy breakfast nook by the bay window. The adjacent formal dining room, separated by a convenient serving window, is perfect for hosting. The spacious family room opens to the covered patio and large, fully fenced backyard, offering a perfect space for outdoor gatherings. The master suite features a generous walk-in closet and an en-suite bath with dual vanities and a walk-in shower. Two additional bedrooms share a full bath, with one offering direct patio access. With a storage shed and plenty of space for entertaining, this move-in-ready home is ready to welcome you!