This classic, timeless and charming Tudor style home built in 1928, is set on two separate deeded parcels, each one is 50'x100' to120'and nestled in the Mortgage Hill neighborhood of Peekskill. Lovingly maintained by the same family for 32 years, this home offers exceptional privacy, beautifully landscaped, level useable land and stunning out door living...including a Koi pond framed by a beautiful stone patio. The Original enclosed vestibule opens to a generous living room featuring a fireplace, sitting alcove and oversized windows that flood the space with natural light. Formal dining room opens via a French door to an expansive deck that spans both the dining room and updated kitchen creating a great indoor-outdoor flow for entertaining. The kitchen also offers direct access to the deck and yard. A versatile room off the kitchen with its own private entrance offers possibilities as a mudroom, home off or family room and more. Upstairs, three generous size bedrooms and an updated hall bath complete the living quarters. Attic offers additional storage and is full and unfinished with pull down stairs. The dry, useable lower level , which has a very large heated workroom offers abundant flexible space, including a laundry area with slop sink, mechanicals and oil tank. A capped pipe is already in place for a potential future bathroom in the lower level. A side door at the top of the basement stairs leads to the driveway and outdoor area. Original hardwood floors throughout, wood moldings, wainscot chair rails , archways, high ceilings, plaster walls and wall sconces, all speak to the craftsmanship of a bygone era. Parking is a breeze with a driveway accommodating four or more cars. Ideally located within walking distance to downtown shops and restaurants, Metro North train and just minutes to major highways. There is a whole house generator and the home has two zone heating. Roof approximately 20 years old, hot water heater 2021, new deck floor, 2025, interior painting 2026. Approximate utilities cost: oil $1000 per year,; gas and electric $400 per mo. Princeton School Plan is in effect in Peekskill. PreK-K, Uriah Hill, Kindergarten and Grade 1, Woodside, Grades 2-3, Oakside and grades 4-5, Hillcrest . Star savings, if applicable is $1438.77.