Own this home with a 4% Assumable VA Mortgage! Welcome to this beautifully landscaped split-level home nestled in the serene community of Amberly. As you enter, hardwood floors and abundant natural light greet you, creating a warm and inviting atmosphere throughout. Entertain with ease in the spacious and open living room, perfect for hosting gatherings, while the connected dining area provides an ideal space for intimate dinners and celebrations. The kitchen, overlooking the living room, boasts plenty of cabinet and prep space, granite countertops, stainless steel appliances, and a convenient breakfast bar for casual dining. On the same level, discover the luxurious primary bedroom featuring an ensuite bathroom with dual vanities and a grand soaking tub surrounded by stone tiles, offering a serene retreat for relaxation. Two additional spacious bedrooms on the upper level share a full bath conveniently located in the hallway. Step down to the lower level to find a large finished living area featuring a cozy brick fireplace, a secondary kitchen for added convenience, and the fourth bedroom. A full bathroom with a shower on this level enhances the functionality and comfort of the space, making it perfect for entertaining or accommodating guests with its separate entrance. Outside, the expansive backyard is a haven for summer enjoyment, featuring a spacious raised deck off the living room and a patio area perfect for a fire pit, providing ample space for outdoor entertaining and relaxation. A private and secluded greenhouse adds a charming touch and is ideal for gardening enthusiasts. Located in Amberly, right on the water of Whitehall Creek, this home offers proximity to beautiful waterside parks like Sandy Point and easy access to all the shops, restaurants, and cultural attractions that Annapolis has to offer. Don't miss the opportunity to make this stunning split-level home your own. Schedule your showing today and envision the possibilities of living in comfort and tranquility in Annapolis! House is being sold AS-IS!