Darling multi-level 3 bed, 2 bath home in the heart of St. Charles—ideal for a first-time buyer or savvy investor! This updated property features a spacious finished lower level w/sleeping room & full bath, clean curb appeal, and has served as a strong cash-flowing rental. Enjoy the private backyard with deck, attached garage, and extra off-street parking! Excellent location with easy access to Hwy 364 & I-70, just minutes from Streets of St. Charles and the charm of historic Fifth Street. A fantastic opportunity for buy-and-hold or owner-occupant buyers! Co-list agent is contact for property.