Welcome to Brandon Cove Retreat in the Locust Hill area of Middlesex County with water views of Whiting Creek & The Rappahannock River in a private cul-de-sac setting. This custom vinyl-sided 2-story home was built by the current owners in 2020 and offers many flexible full or part-time living/investment options for the next owner looking for a great home at the river with easy boating access & endless water views. The upper level starts with a large covered porch with recessed lighting and ceiling fans. Upon entering the home you are greeted with luxury vinyl flooring throughout & a vaulted ceiling in the open-concept living room. The kitchen features granite counters & breakfast bar with ample seating and has white shaker cabinets & stainless steel appliances. The primary bedroom suite has a walk-in closet, double granite vanity & large step-in shower w/ walk-out access to the covered front porch. The lower level of the home is highlighted with an ADA-accessible primary bedroom with no steps, wide doorways & a roll-in shower with seat & handrails. 2 Additional flexible bedroom spaces with a shared Jack & Jill concept bathroom complete this level of the home. There is not a connected stairway inside of the home, making it easy for the next owner to easily live upstairs & rent/Airbnb the lower level of the home to guests. The landscaped 0.44-acre lot has 2 detached storage sheds, an RV hookup with water/electric & parking for 4 or more vehicles on the Mizpah Rd side of the home. A private driveway leads to the lower waterside of the home off of Marsh Pungo Rd and gives the owner many parking options for guests and/or boats & jet skis. You will love the free-to-access Whiting Creek Creek Boat Ramp and fishing dock just steps away from the home. The home has no HOA fees and no rental or Airbnb restrictions. Centrally located with just a 10-minute drive to Urbanna & 15 minutes all that Deltaville has to offer. Just an hour to both Richmond & Williamsburg. Like new & move-in ready!