NOW with assumable loan through Bank of Marin in the 3%'s! WOW! This top-floor Nob Hill penthouse is filled with natural light, blending timeless Edwardian charm with modern luxury. Bay windows and a remodeled kitchen with Bertazzoni appliances, artisan tile, and a farmhouse sink create a warm, inviting space ideal for everyday living and entertaining. Hardwood floors, a fireplace, and a built-in dining hutch add character to the open living and dining areas. The spa-like bath features a clawfoot soaking tub, while the spacious bedroom offers a peaceful, light-filled retreat. Enjoy stunning views of the Golden Gate Bridgean everyday luxury. Additional highlights include in-unit laundry, garage parking with private storage, and access to a shared garden oasis. With low HOA dues and a prime location near Polk and Hyde Streets, this home is a true San Francisco gem.