Spacious 4 Bedroom Ranch with Open Layout, Finished Basement & Outdoor Retreat. This inviting 1/2 duplex home blends comfort, functionality, and indoor-outdoor living. The main floor features a newly painted interior with a bright, open-concept design where the spacious living room flows seamlessly into the dining area and kitchen. Sliding glass doors extend the living space to the backyard, perfect for entertaining or everyday enjoyment. The kitchen offers abundant cabinetry, generous counter space, a central island, and black appliances, with a window over the sink framing views of the backyard. A convenient main level laundry room adds ease to daily routines. The main level also includes three bedrooms and two bathrooms, offering comfortable accommodations for family or guests.The finished lower level expands the home's versatility with a large recreation room, a full bedroom and bathroom, and a dedicated storage area-ideal for hosting guests, creating a home office, or enjoying movie nights. Outdoor living shines with a private fenced backyard featuring a spacious deck, planter boxes, and mature landscaping. A stone pathway winds through decorative rock beds and evergreens, providing a low-maintenance yet serene setting. Additional highlights include a two-car garage and a prime location in a welcoming neighborhood. This home is move-in ready and designed to support both relaxed living and entertaining. Tucked away on a quiet side street and backing to an open area, this home offers added privacy and a tranquil setting with easy access to Loveland's Recreational Trail System. No HOA Dues! Conveniently located near parks, trails, shopping, medical facilities, and downtown Loveland, with easy access to Fort Collins, Denver, and Longmont. Whether you're an investor seeking strong rental performance or a buyer looking for turnkey comfort and convenience, this home delivers.