Available now—this charming 3-bedroom, 2-bath ranch home in Holts Summit, MO offers comfortable one-level living with no HOA and qualifies for 100% USDA Rural Development financing! Perfectly situated in a quiet neighborhood, this home features a spacious backyard ideal for play, gardening, or relaxing outdoors. Recent updates ensure peace of mind, including a new circuit breaker box, new interior doors, newer heat pump, A/C, and water heater, plus updated kitchen and dining room laminate flooring. The roof is only six years old, and new sink and tub faucets add a fresh touch. For those who enjoy hobbies or mechanical work, this property is a dream! In addition to the attached 1-car garage, there’s a side carport and a detached shop/garage in the backyard for extra storage or workspace. Conveniently located between Jefferson City and Columbia, this well-maintained home offers affordability, functionality, and a fantastic location—ready for you to move right in!