Take advantage of a rare opportunity to assume the sellers ultra-low 2.35% mortgage. Assuming a 2.35% loan means you take over the sellers low-rate mortgage, saving money compared to todays higher interest rates. Buyers must qualify and bring in the remaining balance to close. This stylish 3-bedroom, 1-bath home is located on a peaceful cul-de-sac and offers the perfect blend of charm, comfort, and modern convenience. Move-in ready and recently updated, the home features new plumbing, a new roof, updated heating, and fresh flooring throughout giving you peace of mind. A sleek kitchen with granite countertops and custom cabinetry provides both form and function, while the updated bathroom offers a clean, relaxing atmosphere. Dual-pane windows and recessed lighting enhance energy efficiency and create a bright, welcoming interior. Outside, unwind in your private backyard hot tub, enjoy the ease of a keypad-access single-car garage, and appreciate the true neighborhood setting. Located next to a local park, this home offers low traffic, a friendly community feel, and quick access to Hwy 1, shopping, and the stunning beaches of the Monterey Peninsula. Do not miss your chance to own a beautifully updated home with rare financing options available to you.