New Price + NO CDD + 1% Buyer Credit Opportunity & room for a pool! Welcome Home to 195 Hickory Ranch Dr in St. Johns--an exceptional 5-bedroom, 4.5-bath home loaded with upgrades, space, and style in highly desirable Bartram Ranch. Designed for both everyday living and entertaining, this beautifully maintained home features an open-concept layout with soaring 10-foot ceilings throughout the first floor, creating a bright and seamless flow between the main living spaces. Thoughtful finishes and quality craftsmanship shine throughout. Step outside to your private backyard retreat with a fully fenced yard, screened lanai, and extended terrace--perfect for enjoying Florida living year-round. Generous bedroom sizes and flexible living spaces offer comfort and functionality for a variety of lifestyles. Even better--NO CDD fees and a preferred lender offering a 1% buyer credit toward closing costs, prepaids, or interest rate buy down for qualified buyers. See documents for upgrades list!