Welcome to this incredible income-producing opportunity! Perfect as a first-time home with built-in mortgage assistance or a lucrative investment, this unique property offers unmatched versatility. The main level features 3 bedrooms and 2 full bathrooms, including a primary suite and a convenient Jack-and-Jill bath connecting the other two bedrooms. Walk into a spacious, light-filled living room with gleaming hardwood floors. The kitchen boasting a crisp white cabinetry, granite countertops, a built-in cooktop, and polished porcelain marble look floor. The fully finished basement apartment offers independent living with 3 bedrooms, 1 full bathroom, a complete kitchen, and a generous family room. Additionally, a separate in-law studio includes its own kitchen, bathroom, and a versatile living/bedroom combination. Step outside and enjoy the fresh air on the private balcony. All of this is situated on a sprawling level lot with plenty of space to start a vegetable garden, build a pool, or do both. Best of all? There is no HOA to restrict your lifestyle.