THE BEST DEAL on border of SFM/N ESTERO - PRICED BELOW APPRAISAL w OWNER FINANCING! Pristine, contemporary 3+ den/3/2 pool home w over $80k improvements (quartz counters showstopper kitchen, summer kitchen, saltwater pool w fountain, new paint inside out, new flooring, 4 ton Trane AC). Gorgeous home in gated community in growing area & NOT in a FLOOD ZONE, NO CDD & HOA = $133/mo. Owner Financing Terms; w 20% down, 4.75% int on up to 40 YR amortization = $2421 per mo P & I w 5 yr balloon;(add taxes/ins/HOA for total of approx $3,254/mo! With 10% down, 5.25% int on up to 40 yr amortization w 3 yr balloon. Owner finances just like the bank w recorded mortgage. Over $80K of improvements - (SEE photos w virtually staged furniture/3D tour.). Roomy 2156 under air/2701 total sq ft split floor plan. Custom 8 ft double front door to formal LR view thru 3 pocketing sliders of the lanai & crystal clear pool - w waterfall feature - & tropical backyard. On R is a sun-drenched great room w dining overlooking the pool, stunning Chef's kitchen & family room w sliders to the lanai & pool. Kitchen's new features: broad '1st choice' quartz countertop & quartz both as full backsplash & a waterfall; state of the art SS appliances - 4 door refrigerator, stove, microwave, quartz sink, multi feature cabinetry - pot drawers, display, inserts. Family room's unique, lighted accent wall by hidden storage for printer. Eat in breakfast nook features Chilhuly style light. From the kitchen or living room enter a crisp formal dining room w tray ceiling, modern chandelier & 3/4 height arched window. Opposite the dining room the entire south side of the house is the primary suite. The bedroom is 18'9" in x 12'3" w tray ceiling, window to the lanai & double sliders to the pool. The pool is heated, screened & features relaxing sound of a sheer descent waterfall w playful dolphin sculpture + pool lighting. The under truss lanai can be expanded for entertaining by deploying the colorful awning via remote or manually. Enjoy the outdoor kitchen w granite surround, gas grill w exhaust hood & sink. Sq ft under cage is 30' x 31'. From primary bedroom is a hall w walk in closet & a separate closet leading to a roomy bath w new quartz topped dual sink & double width vanity, enclosed WC, sep tub & glassed shower. At opposite side of the house is a guest wing w 2 roomy bedrooms, a stylish bath w quartz vanity, glass shower w bench & shower tower (4 options-rainfall, full body spray, foot bath & hand held). Anti fog & adjustable light mirrors in baths. Then laundry room w wall of cabinets, door to 526 sq ft oversized garage w workbench & new hurricane garage door w silent belt/battery backup. Entire home freshly painted, inside & out. Brand new flooring. 10 ft ceilings 8 ft doors thru home. Also NEW - 4 ton AC, water heater, pipes & electrical outlets, sprinkler system, landscaping, ext. lighting. Pool lights, irrigation, garage door, ext. lights = WiFi compatible. Friendly 27 home enclave.