Nestled on a quiet, tree-lined street in the heart of Noe Valley, this well-maintained two-unit residence offers a rare blend of classic San Francisco charm and modern flexibility. Lives very much like a single-family home while offering flexibility of a duplex, each floor features generous layouts filled with natural light, creating warm and inviting living spaces ideal for owner-occupants, multi-generational living, or investors seeking stable income in one of the city's most coveted neighborhoods. The upper level enjoys views of the Bay, Bernal Hill and East Bay, adding a sense of elevation and calm. Thoughtfully updated while preserving period details, and a functional floor plan that adapts to a variety of lifestyles. Detached garage and flat walk out garden. Enjoy easy access to 24th Street's vibrant cafs, boutiques, parks, and transit, all while living on a peaceful residential block known for its strong community feel. Development potential for 2 units plus and ADU, 3 units total. Up to 65' high (new rules from Family zoning plan regarding corner lots apply here) 3000 square feet unit size max (each unit) - up to 9000 square feet for 3 units. *Confirm with the San Francisco Planning Department. Upper floor(s) would have amazing views of Noe Valley, the bay and beyond. This is a unique opportunity to own a versatile property in Noe Valley - perfect as a primary residence (with rental income to subsidize costs) or as a long-term investment in a premier San Francisco location. Prime walkable Noe Valley location near 24th Street, parks, and transit. Delivered vacant at COE. Square footage calculation is per appraiser, buyers to satisfy themselves in regards to square footage.