Secluded beneath a canopy of mature oaks along the banks of Nolan Creek, this beautifully renovated downtown Belton cottage offers a rare blend of charm, relaxation, and investment potential. Featuring 2 bedrooms and 1 bathroom, the home has been thoughtfully updated while preserving its inviting character. The spacious central kitchen is designed for gathering, complete with concrete counters, a walk-in pantry, and inviting coffee bar. Cozy evenings await in the living room beside the corner fireplace, while the enclosed sunroom and expansive deck with hot tub provide peaceful, shaded creek-side views perfect for entertaining or unwinding. Additional features include a creek-side walk-out basement with laundry facilities, abundant storage, and a small roadside unfinished storefront offering endless possibilities for a studio, boutique, office, or future business venture. Currently enjoyed as a private weekend retreat and part-time short-term rental, this property offers flexibility for personal use or income-producing opportunities. Ideally located just steps from Belton’s vibrant downtown dining, shopping, and entertainment, the home also is within walking distance to the University of Mary Hardin-Baylor, Bell County Museum, the historic square and Woodhouse Day Spa. Across the creek, the scenic walking and jogging trail connects the university to the heart of downtown, making this creek-side retreat as convenient as it is serene. Selling fully furnished. All you have to do is bring your suitcase.