The only fully updated 4BR/3.5BA pool home in Atlantic Beach under $1.6M -- with no HOA, no CDD, and no club dues required. This all-brick residence sits on an oversized 0.34-acre corner lot on a quiet oak-lined street in Selva Norte, a short walk or bike to the sand, Atlantic Beach Country Club, and the restaurants and shops of Beaches Town Center. Inside, a fully renovated kitchen with quartz counters and upgraded stainless appliances opens to two generous living areas. The first-floor primary suite is joined by a second primary/in-law suite -- ideal for guests or multigenerational living. Out back, a screened resort-style lanai frames a heated saltwater pool with LED lighting and a private fenced yard. Whole-house generator, fresh interior and exterior paint, epoxy-floored side-entry garage plus circular drive, custom landscape lighting. Zoned for A-rated Atlantic Beach Elementary. Move-in ready -- nothing to do but unpack and enjoy the beach!